Have you given any thought to what your family would do without you? It’s not a pleasant idea to contemplate, and yet, putting off planning for the future could put your loved ones in an uncomfortable — even precarious — spot when you pass away.
Don’t delay those plans any longer. Trust TopLine Life Insurance, King of Prussia’s leading final expense insurance experts, to help you plot out a secure future for the people you hold most dear.
Unlike other life insurance brokers, when you come to us to shop for final expense insurance, we will ask no health questions and require no medical exam or physical as a prerequisite for your application. Instead, we’ll take the time to talk to you about your situation and answer all your questions, then get started immediately on securing the right final expense insurance policy to meet your needs.
For more information or to speak with one of our life insurance experts in the King of Prussia area, contact TopLine Insurance today.
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There are many life insurance policies from which to choose, and the best one for you might not be the best for someone else. If you need lower premiums, a term life insurance policy might be a good option. If you are looking for insurance that provides investment opportunities and does not expire until you pass away, a universal plan is an excellent choice. Speak to a TopLine Life Insurance broker to discuss your options.
A life insurance premium is a regular payment you must make to your insurance company to pay for your life insurance policy. Continuous payments will keep your plan active, while missing payments could cause it to lapse. Different policies have different requirements for premium payments, so research possible policies and contact us at TopLine to find the right plan for you.
This answer differs from person to person and is mostly dependant upon your finances. Typically, your minimum amount should be enough to cover your mortgage, loans, credit cards, and any other outstanding payments and debts.
Other considerations include:
Speak with a TopLine life insurance broker to avoid over or under-insuring yourself.
Generally speaking, buying a life insurance policy when you are younger and healthier gives you a better chance of locking in a favorable policy premium. By purchasing a plan now, you can guarantee your “insurability” for the future. You won’t have to stress about higher premiums when you get older and possibly experience health issues. Talk to one of our brokers about the best available policies for you.
A beneficiary is a person listed on your life insurance policy which is the full or partial recipient of the death benefit provided by the policy. Anyone can be a beneficiary, and there can be multiple beneficiaries on the same plan. Note: No one is automatically listed as a beneficiary, including your spouse and children, so be sure to indicate your beneficiary choice(s) at the time of your policy purchase.
We are a fully transparent agency, there are no secrets or surprises. We allow consumers to see the companies we represent and allow them to quote prices before they contact us. We want them to know which company offers the lowest prices as opposed to us telling them. Once a program is selected by the consumer or suggested by TopLine, our clients are amazed at the speed in which they are approved for coverage. We have a family mentality that is productive and fun. Our office has almost no turnover, which means you get to know us very well. We are an insurance family, and we treat our clients as an extension of our family, without them, there is no TopLine Insurance.
At TopLine, we partner with some of the most reputable life insurance companies in the country. We can help you compare quotes and find the best deal.
Our life insurance brokers are experienced and passionate about finding the best policies for our clients. If you are unsure about your options or have any questions, they are happy to help.
Don’t worry about medical exams or your financial situation. With TopLine, you can get approved for a life insurance policy instantly.
They said the application process would be fast. I was thinking I would be approved in a few weeks but somehow, they made sure we got approved the same day. Tracy made the approval process simple and walked me through everything.- Tanya F.